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Active

Active·137 days on market

1846 Mallory Street 8

Jacksonville, FL 32205

$229,900$232/sqftEst. $1,224/moMLS# 2104726
2
Beds
2
Baths
990
Sq Ft
1967
Built
Garage
No
Pool

About this home

Jacksonville

Welcome Home! This completely adorable condo sits nestled in a quiet corner of coveted Riverside. A quaint community sitting on the GORGEOUS St. John's River, offering a breathtaking view! This is a first floor unit, making it easily accessible and convenient for all. Upon walking in you will fall in love with the open living space, thoughtful layout, and cozy feel. This home has been updated and is simply beautiful. Brand NEW kitchen, with all NEW stainless appliances, NEW disposal, and granite countertops. NEW floors throughout. NEW master bathroom, NEW AC, NEW plumbing, NEW paint throughout, and more! Enjoy the beautiful upgrades and unwind on the riverfront lawn after a long day. Conveniently located to dining, shopping, and hospitals. This unit is lovely and will not last long! Make an appointment to tour today!

Cost to own

Mortgage calculator

$229,900
$45,980
Loan Term
Monthly Payment
$1,169
Principal & Interest: $1,169
Est. Taxes & Insurance: $292
Estimated Total Monthly
$1,461
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,224
Property taxesest. at asking price, Duval County$375
HOAbilled monthly$450
Estimated total, before insurance$2,049/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$187,000$31,708
2024$187,000$30,107 $19,000
2023$168,000$27,774
2022$168,000$25,509
2021$131,000$25,000
2020$131,000$25,000

2024 property taxes (current owner): $726/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1967)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,689 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Mar 2, 2026Listed$229,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$229,900
Price / Sq Ft$232
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage990
Acres0.01 acres
Year Built1967
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address1846 Mallory Street 8, Jacksonville, FL 32205
Area032-Avondale
SubdivisionRiver Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size435.6 sq ft
Parcel Number0778780026

Amenities

AmenitiesLaundry, Trash
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Parking Lot
ViewRiver, Water
Waterfront TypeRiver Front

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1

Exterior

Patio / PorchPatio, Porch
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 2, 2026
Days on Market283
HOA Fees$450 / Monthly
HOA FrequencyMonthly
Tax Amount$725.77
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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