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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach a home near Ponte Vedra High School.

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Active

Active·331 days on market

1515 Birkdale Lane

Ponte Vedra Beach, FL 32082

$1,249,000$522/sqftEst. $6,421/moMLS# 2075874
4
Beds
2
Baths
2,394
Sq Ft
1997
Built
2
Garage
No
Pool

About this home

Ponte Vedra Beach

Turnkey in Sawgrass Country Club- this 4 bedroom, 2.5 bath home was recently renovated & is a short walk to the beach, 1515 Birkdale is one of the larger floorplans in Club Cove & offers an abundance of natural light & space! The kitchen & baths were just renovated by top local designer, Nesting Place Interiors, & are fresh, cheery & amazing! There are designer touches everywhere - tongue & groove with batten trim in the entry, custom trim in the kitchen, brand new appliances, sinks, backsplash, hardware, owners' soaking tub - you name it - it's new! The interior & exterior boast fresh paint, new landscaping, carpet, garage door, water softener, new roof in 2022 & new HVAC's in 2016! Step outside to your large patio & yard and listen to the ocean waves on a quiet day. There is plenty of room for a pool or you can use the recently renovated community pool. The neighborhood amenities also include private

Cost to own

Mortgage calculator

$1,249,000
$249,800
Loan Term
Monthly Payment
$6,421
Principal & Interest: $6,421
Property taxes (est.): $1,662
Insurance (est.): $833
Estimated Total Monthly
$8,916
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$6,421
Property taxesest. at asking price, St. Johns County$1,662
HOAbilled annually$58
Estimated total, before insurance$8,141/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,356/yr · $696/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$702,785$702,785
2024$645,999$645,999
2023$651,845$651,845
2022$609,045$609,045
2021$459,538$317,876
2020$429,160$312,797

2024 property taxes (current owner): $8,356/yr

Estimated taxes if purchased at asking price: ~$19,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 3, 2025Listed$1,249,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,249,000
Price / Sq Ft$522
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,394
Acres0.16 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1515 Birkdale Lane, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionClub Cove
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size6,969.6 sq ft
Parcel Number0619040150
ZoningResidential

Amenities

AmenitiesPlayground
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories2
LevelsTwo
SecuritySecurity Gate

Exterior

Lot DescriptionCul-De-Sac

Additional Information

Date ListedOctober 3, 2025
Days on Market439
HOA Fees$700 / Annually
HOA FrequencyAnnually
HOA NameCastle Group
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$8,355.81
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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