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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·173 days on market

13038 Sunset Lake Drive

Jacksonville, FL 32258

$177,563$134/sqftEst. $918/moMLS# 2013755
2
Beds
2
Baths
1,327
Sq Ft
2006
Built
Garage
No
Pool

About this home

Jacksonville

St. Johns River frontage, beautiful sunrise views, and an opportunity to create your own waterfront retreat. Located at 220 Six Pond Trail in Green Cove Springs, this 2-bedroom, 1.5-bath home offers approximately 1,337 square feet of living space with direct river access and a setting that is difficult to replicate. Built in 1960, the home features a functional layout with natural light and plenty of potential for renovation and customization. The property is being sold as-is and will require repairs, making it an excellent opportunity for a buyer looking to add value while creating a waterfront home tailored to their vision. The real highlight is outside. The backyard opens directly to the St. Johns River, offering expansive water views, peaceful surroundings, passing boats, and beautiful sunrises over the river. The existing dock will need to be rebuilt, providing the next owner an opportunity to design a new waterfront setup for boating, fishing

Cost to own

Mortgage calculator

$177,563
$35,513
Loan Term
Monthly Payment
$918
Principal & Interest: $918
Property taxes (est.): $290
Insurance (est.): $118
Estimated Total Monthly
$1,326
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$918
Property taxesest. at asking price, Duval County$290
HOAbilled monthly$275
Estimated total, before insurance$1,482/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $239,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$197,261$197,261
2024$208,615$208,615 $10,545
2023$207,162$157,114 $38,548
2022$162,851$142,831 $5,609
2021$132,278$129,847
2020$127,375$118,043 $6,217

2023 property taxes (current owner): $3,831/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$177,563
Price / Sq Ft$134
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,327
Acres0.03 acres
Year Built2006
TypeResidential
Sub-TypeTownhouse
StatusPending
Has PoolNo
Is WaterfrontNo

Community Information

Address13038 Sunset Lake Drive, Jacksonville, FL 32258
Area015-Bartram
SubdivisionSumerlin
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size1,306.8 sq ft
Parcel Number1587674994

Amenities

AmenitiesPool
UtilitiesWater Available
Water SourcePrivate
ParkingAssigned

Interior

AppliancesNone
HeatingCentral
CoolingElectric
# of Stories2

Additional Information

Date ListedMarch 19, 2026
Days on Market402
HOA Fees$275 / Monthly
HOA FrequencyMonthly
Tax Amount$3,830.98
Tax Year2023
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTEGRITY KEY REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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