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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Mandarin High School.

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Active

Active·5 days on market

4887 Norwalk Place

Jacksonville, FL 32257

$359,900$202/sqftEst. $1,860/moMLS# 2161532
3
Beds
2
Baths
1,782
Sq Ft
1991
Built
2
Garage
No
Pool

About this home

Jacksonville

**CUTE, MANDARIN CULDESAC HOME!* *NEW ROOF 2025* *NEW HVAC 2026** Community Pool, Cute front porch, Vaulted ceilings, Tile throughout, New Cozy carpet upstairs, Granite countertops, SS appliances, Large living room w/ floor to ceiling, wood burning fireplace! 1st floor master, Large garden tub, Walk in closet, Air conditioned Theater/Game room/Sunroom, Enclosed Loft for extra space, Large bedrooms, HUGE fully fenced backyard - new fence 2025, outdoor patio, Community pool, playground and tennis ct. just a short walk down the street, Zoned for A-rated schools, and Close to i295, restaurants, shopping and tons of conveniences!

Cost to own

Mortgage calculator

$359,900
$71,980
Loan Term
Monthly Payment
$1,860
Principal & Interest: $1,860
Property taxes (est.): $588
Insurance (est.): $240
Estimated Total Monthly
$2,687
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,860
Property taxesest. at asking price, Duval County$588
HOAbilled annually$49
Estimated total, before insurance$2,496/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,532/yr · $294/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,532/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,595 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 8, 2026Price change$359,900$4,100
  • Sep 8, 2026Price change$364,000$900
  • Sep 3, 2026Active$364,900
  • Aug 24, 2026Listed$364,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,900
Price / Sq Ft$202
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,782
Acres0.22 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address4887 Norwalk Place, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionWalden Wood
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size9,583.2 sq ft
Parcel Number1564407490
ZoningResidential

Amenities

AmenitiesPool, Maintenance Grounds, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Heat Pump
CoolingCentral Air, Split System
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac
Patio / PorchFront Porch, Glass Enclosed, Patio
FencingBack Yard, Wood
RoofShingle
ConstructionFrame, Wood Siding
Road SurfacePaved

Additional Information

Date ListedSeptember 3, 2026
Days on Market5
HOA Fees$584.48 / Annually
HOA FrequencyAnnually
Tax Amount$3,532.37
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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