Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

1 / 39

Active

Active·1 day on market

9252 San Jose Boulevard 4102

Jacksonville, FL 32257

$199,990$121/sqftEst. $1,027/moMLS# 2161056

Beds

Baths

1,657

Sq Ft

1981

Built

—

Garage

Pool

About this home

Jacksonville

SPACE, STYLE & LOW-MAINTENANCE LIVING IN THE HEART OF MANDARIN! If you've been searching for a condo that doesn't feel like a condo, this is the one to see. Offering approximately 1,657 square feet across two stories, this beautifully updated home delivers an impressive amount of living space, storage, and flexibility in a convenient Mandarin location. Inside, you'll find a bright and inviting interior featuring luxury vinyl plank flooring, quartz countertops, updated lighting, plantation shutters, and a brick fireplace that adds warmth and character to the main living area. The heated and cooled Florida room provides even more usable space and is perfect for a home office, reading room, workout space, or additional sitting area. The layout is especially unique, with two spacious bedrooms offering their own private bathrooms-ideal for guests, roommates, family members, or anyone who appreciates a little extra privacy. A half bath downstairs adds convenience for everyday living and

Cost to own

Mortgage calculator

Home Price

$199,990

Down Payment: 20%

$39,998

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,027

Principal & Interest: $1,027

Property taxes (est.): $327

Insurance (est.): $133

Estimated Total Monthly

$1,487

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,027

Property taxesest. at asking price, Duval County$327

HOAbilled monthly$594

Estimated total, before insurance$1,948/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,619/yr · $218/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$187,500	$136,778	▼ $43,125
2024	$230,625	$175,956	▲ $11,250
2023	$219,375	$169,375	—
2022	$151,000	$57,912	—
2021	$114,000	$54,769	—
2020	$114,000	$53,323	—

2025 property taxes (current owner): $2,619/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,683 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History