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Active

Active·16 days on market

5755 Bryce Street

Keystone Heights, FL 32656

$289,900$127/sqftEst. $1,490/moMLS# 2159638

Beds

Baths

2,280

Sq Ft

2026

Built

—

Garage

Pool

About this home

Keystone Heights

Brand new 2026 construction on 1.11 private acres in Keystone Heights and this is not your standard new build. With 5 bedrooms, 3 full baths, and 2,280 square feet of meticulously designed living space, this home was built with upgrades from top to bottom that you simply do not find at this price point. Everything is new, everything is done, and nothing is waiting for you on day one. The moment you pull up you will notice the difference. Southern Ranch exterior with board and batten wainscot, Rustic Alder columns, a full faced open dormer, and a craftsman style front door set the tone before you ever step inside. This is a home that has serious curb appeal.

Cost to own

Mortgage calculator

Home Price

$289,900

Down Payment: 20%

$57,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,490

Principal & Interest: $1,490

Property taxes (est.): $444

Insurance (est.): $193

Estimated Total Monthly

$2,128

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,490

Property taxesest. at asking price, Clay County$444

Estimated total, before insurance$1,935/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $249/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,359 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 11, 2026Listed$289,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$289,900

Price / Sq Ft$127

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,280

Acres1.11 acres

Year Built2026

TypeResidential

Sub-TypeManufactured Home

StyleRanch, Traditional

StatusActive

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryMcrae

HighKeystone Heights

Community Information

Address5755 Bryce Street, Keystone Heights, FL 32656

Area151-Keystone Heights

SubdivisionBig Tree Lakes

CityKeystone Heights

CountyClay

StateFL

Zip Code32656

Lot Size48,351.6 sq ft

Parcel Number14082300143731700

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourceWell

ParkingAttached, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringLaminate, Vinyl, Wood

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)