Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Active

Active·Listed today

12064 Sunowa Springs Trail

Bryceville, FL 32009

$400,000$179/sqftEst. $2,067/moMLS# 2159024
4
Beds
2
Baths
2,240
Sq Ft
1985
Built
2
Garage
No
Pool

About this home

Bryceville

Enjoy the peace and privacy of this 2.71-acre property featuring a 4-bedroom, 2.5-bath home with 2,240 square feet of living space. Built in 1985, the home offers a massive living room centered around a beautiful stone, wood-burning fireplace, creating the perfect gathering space. While much of the home remains original and is ready for your personal touch, a brand-new HVAC system was installed in August 2026, adding peace of mind for the next owner. Expansive front and backyards provide plenty of room to enjoy the outdoors, all in a quiet setting away from the noise and traffic of the city. Whether you're looking for acreage, privacy, or an opportunity to make a home your own, this property offers plenty of potential and possibilities.

Cost to own

Mortgage calculator

$400,000
$80,000
Loan Term
Monthly Payment
$2,067
Principal & Interest: $2,067
Property taxes (est.): $552
Insurance (est.): $267
Estimated Total Monthly
$2,886
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,067
Property taxesest. at asking price, Nassau County$552
Estimated total, before insurance$2,619/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,803/yr · $484/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,803/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,572 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 5, 2026Active$400,000
  • Aug 7, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$400,000
Price / Sq Ft$179
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,240
Acres2.71 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryBryceville
MiddleCallahan
HighWest Nassau

Community Information

Address12064 Sunowa Springs Trail, Bryceville, FL 32009
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionSunowa Springs
CityBryceville
CountyNassau
StateFL
Zip Code32009
Lot Size118,047.6 sq ft
Parcel Number2-1S-24-1990-0106

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral, Electric
CoolingAttic Fan, Central Air
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Screened
RoofShingle

Additional Information

Date ListedSeptember 5, 2026
Days on Market0
Tax Amount$5,803.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke