Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Active

For Rent·5 days on market

181 Aruba Lane

Ponte Vedra Beach, FL 32082

$3,400/moMLS# 2157565

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Gisella Silva, MBA · EXP REALTY LLC Gisella.Silva@exprealty.com

Beds

Baths

1,264

Sq Ft

1987

Built

Garage

Pool

About this home

Ponte Vedra Beach

Recently renovated and move-in ready, this beautifully updated property is ideally located just off A1A and minutes from the beach, top-rated St. Johns County schools, JTB/Butler Boulevard, the Mayo Clinic, fine dining, grocery stores, and shopping centers. The community of the Lakes at Ponte Vedra offers community pool and tennis courts. The home features 3 bedrooms, 2 bathrooms, an attached garage, washer and dryer, vaulted ceilings, a cozy wood-burning fireplace, and serene pond views. Thoughtfully redesigned, the property now offers an expanded kitchen, remodeled bathrooms, new flooring, updated lighting, plenty of closet space and many additional upgrades throughout. Perfect for professionals, medical stays, relocation, leisure travel, or while renovating your own home. Available furnished or unfurnished to suit your needs.

Cost to own

Mortgage calculator

Home Price

$3,400

Down Payment: 20%

$680

Interest Rate: 6.58%

Loan Term

Monthly Payment

$17

Principal & Interest: $17

Property taxes (est.): $5

Insurance (est.): $2

Estimated Total Monthly

$24

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$325,748	$314,329	—
2024	$331,526	$285,754	—
2023	$313,288	$259,776	—
2022	$287,825	$236,160	—
2021	$215,835	$214,691	—
2020	$215,143	$195,174	—

Estimated taxes if purchased at asking price: ~$100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.