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Active·4 days on market

720 S County Road 21

Hawthorne, FL 32640

$249,900$195/sqftEst. $1,283/moMLS# 2157244

Beds

Baths

1,280

Sq Ft

2026

Built

—

Garage

Pool

About this home

Hawthorne

1.17 Acres with Stunning Views of Skinner Lake - Brand-New 2026 Doublewide Coming Soon! Enjoy peaceful country living on this beautiful 1.17-acre AG-zoned property with breathtaking views of Skinner Lake directly across the street. Relax and take in the scenic surroundings while enjoying the privacy and charm of rural living. A brand-new 2026 doublewide home will be installed soon, giving you the opportunity to own a never-lived-in home on a spacious lot. The property also features a workshop and a covered structure over the new 4'' well that provides additional parking, storage, or workspace. Whether you're looking for a quiet country retreat or a place with room to spread out, this property offers endless potential. Don't miss your chance to be the first to put this one under contract!

Cost to own

Mortgage calculator

Home Price

$249,900

Down Payment: 20%

$49,980

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,283

Principal & Interest: $1,283

Insurance (est.): $167

Estimated Total Monthly

$1,450

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,283

Estimated total, before insurance$1,283/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$878/yr · $73/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $878/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,262 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History