This home is in Jacksonville.

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Active·1 day on market

10075 Gate Parkway N 911

Jacksonville, FL 32246

$148,000$169/sqftEst. $755/moMLS# 2156818

Beds

Baths

878

Sq Ft

2001

Built

—

Garage

Pool

About this home

Jacksonville

Welcome to this beautifully maintained, 1BR 1BA condo in the gated community of Mirabella, ideally located just minutes from St. Johns Town Center, shopping, dining, and entertainment! This move-in-ready home offers a spacious and functional floor plan with a versatile study/desk alcove, perfect for working from home or creating a dedicated workspace. The open and inviting layout features a separate dining area just off the kitchen, a screened-in balcony for relaxing outdoors, a spacious walk-in closet, an oversized laundry room with walk-in pantry space, and an additional large storage closet for all your organizational needs. HVAC system 4 years old and a water heater 5 years old. Enjoy the convenience of Mirabella's gated community and resort-style amenities, including a large swimming pool, hot tub, fitness center and car wash. HOA dues include water and sewer. Ease of low-maintenance living, whether you're a first-time homebuyer, downsizing, or looking for an in investment

Cost to own

Mortgage calculator

Home Price

$148,000

Down Payment: 20%

$29,600

Interest Rate: 6.58%

Loan Term

Monthly Payment

$755

Principal & Interest: $755

Property taxes (est.): $242

Insurance (est.): $99

Estimated Total Monthly

$1,095

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$755

Property taxesest. at asking price, Duval County$242

HOAbilled monthly$351

Estimated total, before insurance$1,347/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,799 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History