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This home is in WGV Residences Condo, St. Augustine.

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Active·Listed today·WGV Residences Condo

355 Shore Circle 1332

St. Augustine, FL 32092

$360,000$187/sqftEst. $1,836/moMLS# 2156363
3
Beds
3
Baths
1,921
Sq Ft
1998
Built
Garage
No
Pool

About this home

WGV Residences Condo

Welcome to this beautifully updated, fully furnished 3-bedroom, 3-bathroom condo located in the highly sought-after World Golf Village community in St. Augustine. Offering a spacious layout, modern upgrades, and peaceful lagoon views, this move-in-ready home is perfect as a primary residence, second home, or investment opportunity. Inside, you'll find a thoughtfully updated interior featuring GE Café appliances, elegant waterfall countertops, and new flooring throughout. The open-concept living space is warm and inviting, while the third-floor location provides added privacy and beautiful views of the lagoon and nearby bridge from the screened lanai. One of the home's standout features is its functional floor plan, with each bedroom having its own full bathroom, offering privacy and convenience for family members or guests. The primary suite features a beautifully renovated walk-in shower, and the home also includes a full-size washer and dryer.

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,836
Principal & Interest: $1,836
Property taxes (est.): $479
Insurance (est.): $240
Estimated Total Monthly
$2,555
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,836
Property taxesest. at asking price, St. Johns County$479
HOAbilled monthly$890
Estimated total, before insurance$3,205/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,387/yr · $366/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,387/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 24, 2026Active$360,000
  • Jul 16, 2026Listed$360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$360,000
Price / Sq Ft$187
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,921
Year Built1998
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

Community Information

Address355 Shore Circle 1332, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionWgv Residences Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0279571332
ZoningResidential

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Dog Park, Elevator(s), Fitness Center, Jogging Path, Park, Spa/Hot Tub, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Carport
ViewGolf Course, Protected Preserve, Water
Waterfront TypeLagoon

Interior

AppliancesDishwasher, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchScreened
Road FrontageCounty Road

Additional Information

Date ListedJuly 24, 2026
Days on Market0
HOA Fees$890 / Monthly
HOA FrequencyMonthly
HOA NameThe Residences At World Golf Village
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$4,386.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About WGV Residences Condo

WGV Residences Condo is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all WGV Residences Condo homes for sale →

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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