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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Meadow Ridge, St. Augustine a pool home in St. Johns County.

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Active

Active·45 days on market·Meadow Ridge

158 Birdfield Court

St. Augustine, FL 32092

$749,900$256/sqftEst. $3,851/moMLS# 2154951
5
Beds
3
Baths
2,932
Sq Ft
2021
Built
2
Garage
Yes
Pool

About this home

Meadow Ridge

Welcome to one of the most desirable homes in Meadow Ridge! Situated on arguably the best lot in the neighborhood, this exceptional property is tucked away on a quiet waterfront cul-de-sac, offering a rare combination of privacy, breathtaking water views, a spacious fully fenced backyard 0.25-acre homesite, and NO CDD fees. The backyard is truly a showstopper, featuring a spectacular custom screened pool and spa, expansive paver patio, professional landscaping, and plenty of room to relax or entertain while enjoying peaceful waterfront sunsets. Built in 2021, this beautifully maintained 5-bedroom, 3.5-bath home has been extensively upgraded with well over $200,000 in improvements, making it completely move-in ready. The open-concept floor plan features a spacious first-floor owner's suite with two custom walk-in closets and a luxurious, fully renovated spa-inspired primary bathroom showcasing a custom tiled walk-in shower, dual vanities

Cost to own

Mortgage calculator

$749,900
$149,980
Loan Term
Monthly Payment
$3,851
Principal & Interest: $3,851
Property taxes (est.): $998
Insurance (est.): $500
Estimated Total Monthly
$5,349
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,851
Property taxesest. at asking price, St. Johns County$998
HOAbilled quarterly$98
Estimated total, before insurance$4,947/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,526/yr · $627/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,526/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,799 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 11, 2026Listed$749,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$749,900
Price / Sq Ft$256
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,932
Acres0.25 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Pool Cover, Screen Enclosure
Is WaterfrontYes

Community Information

Address158 Birdfield Court, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionMeadow Ridge
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,890 sq ft
Parcel Number0265810940

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo

Additional Information

Date ListedJuly 11, 2026
Days on Market23
HOA Fees$293.75 / Quarterly
HOA FrequencyQuarterly
Tax Amount$7,525.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Meadow Ridge

Meadow Ridge is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Meadow Ridge homes for sale →

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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