Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Ponte Vedra.

1 / 37

Active

For Rent·2 days on market

434 Settlers Landing Drive 1

Ponte Vedra, FL 32081

$4,100/moMLS# 2153722

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Negotiator Jacksonville · FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT negotiatorjax@yahoo.com

Beds

Baths

2,326

Sq Ft

2022

Built

Garage

Pool

About this home

Ponte Vedra

Enjoy the Nocatee Lifestyle with this Providence home in Settlers Landing! The Fanning model offers 4 bedrooms, 3 bathrooms, and 2,326 square feet of living space. Highlights include a spacious family room, a loft, a gourmet kitchen with a café area, a 12x8 sliding glass door, and a covered patio overlooking a preserve lot. There is also an outdoor EV charging station. Notable upgrades feature a paver driveway, wood flooring in the main living areas, ceramic tile in the bathrooms and laundry room, a laundry area with built-in cabinets, 42'' upper kitchen cabinets, and quartz countertops.

Cost to own

Mortgage calculator

Home Price

$4,100

Down Payment: 20%

$820

Interest Rate: 6.58%

Loan Term

Monthly Payment

$21

Principal & Interest: $21

Property taxes (est.): $5

Insurance (est.): $3

Estimated Total Monthly

$29

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $750,200 in June 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$588,242	$536,827	—
2024	$581,830	$520,990	—
2023	$554,359	$504,359	—
2022	$112,000	$112,000	▼ $39,200
2021	$70,000	$70,000	—

Estimated taxes if purchased at asking price: ~$100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.