This home is in Azalea Ridge, Middleburg.
Active·58 days on market·Azalea Ridge
1896 High Prairie Lane
Middleburg, FL 32068
About this home
Azalea Ridge
This well maintained 4-bedroom, 2-bath residence offers the perfect combination of modern design, functional living, and an unbeatable location for today's busy lifestyle. From the moment you step inside, you'll appreciate the bright, open floor plan filled with natural light and thoughtfully designed living spaces. The spacious kitchen overlooks the main living and dining areas, making it the heart of the home perfect for entertaining, family gatherings, or simply staying connected throughout the day. The split-bedroom layout provides privacy for the owner's suite, creating a peaceful retreat complete with generous closet space and a well-appointed bath. Step outside to a fully fenced backyard with endless possibilities. Whether you envision weekend cookouts, a play area for children and pets, or your own private outdoor oasis, this backyard is ready to fit your lifestyle Located in a desirable community with low HOA fees, you'll enjoy convenient access to shopping, dining, parks
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $290,812 | $154,281 | — |
| 2024 | $301,173 | $149,226 | — |
| 2023 | $303,722 | $143,424 | — |
| 2022 | $280,553 | $137,791 | — |
| 2021 | $217,469 | $132,322 | — |
| 2020 | $200,488 | $129,805 | — |
2025 property taxes (current owner): $3,836/yr
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,758 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 18, 2026Active$330,000
- Jul 7, 2026Active Under Contract$330,000
- Jun 27, 2026Listed$330,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Azalea Ridge
Azalea Ridge is a neighborhood in Jacksonville, FL (Clay County), ZIP 32068.
View all Azalea Ridge homes for sale →Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Azalea Ridge
Active$329,000MLS# 2161269Est. $1,751/mo4345 Green River Place, Middleburg, FL 320683 Beds2 Baths1,605 sqftMeticulously maintained by the original owner, this pristine, pet-free home is move-in ready! Located behind the secure…
ResidentialCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Active$335,000MLS# 2160901Est. $1,783/mo1608 Azalea Ridge Boulevard, Middleburg, FL 320684 Beds2 Baths1,705 sqftWelcome home to this adorable 4-bedroom, 2-bathroom home in the highly desirable Azalea Ridge community of Middleburg!…
ResidentialKELLER WILLIAMS ST JOHNS
Active$335,000MLS# 2148433Est. $1,783/mo4398 Warm Springs Way, Middleburg, FL 320684 Beds2 Baths1,705 sqftWelcome to this 4-bedroom, 2-bathroom home in the desirable Azalea Ridge community. Built in 2020, this residence…
ResidentialWATSON REALTY CORP
Active$320,000MLS# 2158263Est. $1,703/mo4032 Sandbank Court, Middleburg, FL 320683 Beds2 Baths1,604 sqftWelcome to low-maintenance living in Freedom at Azalea Ridge, a gated 55+ community designed for an active lifestyle.…
ResidentialREALTY ONE GROUP ELEVATE
Keep looking
Similar homes in Middleburg
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines