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Active

Active·29 days on market

14 Woodworth Drive

Palm Coast, FL 32164

$435,500$190/sqftEst. $2,220/moMLS# 2152661

Beds

Baths

2,287

Sq Ft

2023

Built

Garage

Pool

About this home

Palm Coast

HUGE PRIVATE LOT WITH AN OPEN CONCEPT LIVING HOME. 4 BEDROOMS, 3 BATHS WITH AN OFFICE! This spacious 3 WAY SPLIT offers the perfect blend of modern design and everyday comfort. Situated on an oversized 0.31-acre homesite, you'll enjoy a private preserve backdrop with plenty of room to relax, entertain, or create your dream outdoor oasis. Inside, floor plan features a stylish kitchen with stainless steel appliances, granite countertops, and ample cabinet space overlooking the living and dining areas. The oversized two-car garage provides abundant storage, while the thoughtfully designed layout offers flexibility for families, guests, or a home office. Best of all, there's NO HOA, giving you the freedom to enjoy your property without additional fees. Conveniently located near shopping, dining, parks, schools, and just a short drive to Florida's beautiful beaches, this move-in-ready home is one you won't want to miss!

Cost to own

Mortgage calculator

Home Price

$435,500

Down Payment: 20%

$87,100

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,220

Principal & Interest: $2,220

Insurance (est.): $290

Estimated Total Monthly

$2,511

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,220

Estimated total, before insurance$2,220/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,336 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History