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Active

Active·472 days on market

1017 Old Gainesville Highway

Interlachen, FL 32148

$370,000$354/sqftEst. $1,969/moMLS# 2078756

Beds

Baths

1,044

Sq Ft

1915

Built

—

Garage

Pool

About this home

Interlachen

''FLORIDA LIVING WITH MINIMAL RISK'' These 9.21 acres is located in BEAUTIFUL INTERLACHEN with 268 ft. on two private lakes, TWIN LAKES. Interlachen has not seen the hurricane devastation that coastal regions have seen. For instance, Hurricane MILTON. Interlachen has winds gusts up to 50 miles an hour BUT NO SUSTAINED HURRICANE FORCE WINDS. A perfect place to build your country home. No worries for storm surge and NO FLOOD INSURANCE required. This property has two wells one deep at about 200 ft. and one at about 40 ft. Location is great. There are TWO parcels 1017 and 1013. The magnificent old oaks, palms and cypress just add to the beauty of this property. The old Florida Cracker house has little to no value.

Cost to own

Mortgage calculator

Home Price

$370,000

Down Payment: 20%

$74,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,881

Principal & Interest: $1,881

Est. Taxes & Insurance: $470

Estimated Total Monthly

$2,351

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,969

Estimated total, before insurance$1,969/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1915)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History