Active·38 days on market
730 Simmons Trail
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Lake Asbury living with no HOA or CDD fees! This move-in-ready 3-bedroom, 2-bath home sits on 1.17 partially fenced acres with city water, offering the perfect blend of privacy, space, and convenience. The updated kitchen features stainless steel appliances and quiet-close cabinetry, while both bathrooms have been tastefully renovated with modern finishes. Gather around the cozy wood-burning fireplace, then retreat to the spacious primary suite with two closets for ample storage. A Generac system with generator provides added peace of mind during storm season. Outside, the huge detached garage offers endless possibilities for vehicles, hobbies, a workshop, or extra storage, and the dedicated dog run is perfect for furry family members. Enjoy relaxing on the welcoming front deck, all while being just minutes from schools, shopping, dining, and everyday amenities.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $267,459 | $59,822 | — |
| 2024 | $262,906 | $57,429 | — |
| 2023 | $236,536 | $54,300 | — |
| 2022 | $192,616 | $51,263 | — |
| 2021 | $155,319 | $46,364 | — |
| 2020 | $152,830 | $45,034 | — |
2025 property taxes (current owner): $1,432/yr
Estimated taxes if purchased at asking price: ~$6,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1975)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · Clay County Utilities
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,642 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jun 17, 2026Listed$365,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MAXREV, LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in **verifying Subd**
Active$378,900MLS# 2146069Est. $2,017/mo15910 Delicate Arch Avenue, Jacksonville, FL 322343 Beds2 Baths1,536 sqftLive life on the sunny side in LGI Homes' newest floor plan! This beautiful one-story home is perfect for growing…
ResidentialLGI REALTY - FLORIDA, LLC
Active$349,900MLS# 2146087Est. $1,862/mo15922 Delicate Arch Avenue, Jacksonville, FL 322343 Beds2 Baths1,247 sqftTrails West proudly introduces the Caroline! This incredible, one-story home has everything you could need and more.…
ResidentialLGI REALTY - FLORIDA, LLC
Active$339,999MLS# 2153307Est. $1,810/mo736 Horseman Drive, Port Orange, FL 321273 Beds2 Baths1,838 sqftFlorida living at its finest! Nestled in the desirable Sleepy Hollow community of Port Orange, this beautifully updated…
ResidentialBETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Active$329,900MLS# 2150458Est. $1,756/mo478 NW Staten Harris Court, Lake City, FL 320554 Beds2 Baths1,940 sqftAS IS, Great opportunity on 5 private acres in Lake City offering space, privacy, and strong potential for improvement.…
ResidentialLA ROSA REALTY NORTH FLORIDA, LLC.
Keep looking
Similar homes in Green Cove Springs
Active$431,990MLS# 2137653Est. $2,299/mo3322 Willowleaf Lane, Green Cove Springs, FL 320434 Beds2 Baths2,213 sqftResidentialOLYMPUS EXECUTIVE REALTY, INC
Active$362,113MLS# 2105136Est. $1,927/mo3819 Holstein Way, Green Cove Springs, FL 320434 Beds3 Baths2,195 sqftResidentialOLYMPUS EXECUTIVE REALTY, INC
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines