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Active

Active·81 days on market

1604 S S Ocean Shore Boulevard

Flagler Beach, FL 32136

$1,190,900$481/sqftEst. $6,122/moMLS# 2150240
3
Beds
3
Baths
2,476
Sq Ft
1984
Built
2
Garage
No
Pool

About this home

Flagler Beach

If you are looking for Old Florida, welcome to 1604 S. Ocean Shore, located in Flagler Beach, a barrier island nestled between the Atlantic Ocean and the Intracoastal waterway. In this pet friendly beach town, you can take your golf cart around as part of the laid-back living. Enjoy the fishing Pier, eclectic shops, surfing, the beach, Sea Turtle Nesting. From your new home, enjoy unobstructed Ocean views and spectacular sunrises and waking up to the sounds of the Ocean. This beautiful oceanfront home, where coastal elegance meets modern luxury has been remodeled and offers sweeping views of the Atlantic Ocean and the soothing sound of waves. With over 2,400 square feet, this home has 3 bedrooms and 3 full bathrooms and provides the perfect combination of cozy and comfort for Family and Friends to enjoy. The kitchen has been completely remodeled and features quartz countertops and Whirlpool stainless steel appliances. The yard is fully fenced, making it perfect for entertaining!

Cost to own

Mortgage calculator

$1,190,900
$238,180
Loan Term
Monthly Payment
$6,122
Principal & Interest: $6,122
Insurance (est.): $794
Estimated Total Monthly
$6,916
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$6,122
Estimated total, before insurance$6,122/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0026611 - Flagler Beach WWTF · Public water (record)

County records show this parcel on central sewer served by FL0026611 - Flagler Beach WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,831 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 12, 2026Listed$1,190,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,190,900
Price / Sq Ft$481
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,476
Total Structure Area3,534 sq ft
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address1604 S S Ocean Shore Boulevard, Flagler Beach, FL 32136
Area606-Flagler County South-Beach
SubdivisionFuquay
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Parcel Number1812322750000200020
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingDetached, Garage, Garage Door Opener
ViewBeach, Ocean, Water

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Open Floorplan, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesBalcony, Fire Pit
Patio / PorchDeck, Front Porch, Porch, Rear Porch
FencingFenced, Vinyl
RoofShingle
ConstructionFrame, Vinyl Siding
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJune 12, 2026
Days on Market132
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COASTAL GATEWAY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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