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Pending

Pending·92 days on market

53234 Brista Way

Callahan, FL 32011

$495,000$262/sqftEst. $2,545/moMLS# 2147604

Beds

Baths

1,892

Sq Ft

2012

Built

Garage

Yes

Pool

About this home

Callahan

Dreaming of a peaceful haven where you have room to breathe and unwind? Look no further! Welcome to this beautifully maintained split floor plan home, perfectly situated on a serene 1+ acre parcel backing to a peaceful pond. Recently painted in a warm neutral palette, the interior feels light, bright, and inviting with abundant natural light flowing throughout the home. The living room is highlighted by a stunning shiplap feature wall complete with an electric fireplace, creating a stylish focal point and cozy gathering space. The thoughtfully designed floor plan offers both comfort and privacy, while the backyard presents endless possibilities to create your own outdoor retreat and entertainment area overlooking the tranquil water views. This home has been lovingly updated with numerous recent improvements, including a new water heater (2025), new kitchen sink and garbage disposal, new microwave oven, and new luxury vinyl plank flooring throughout the main living areas

Cost to own

Mortgage calculator

Home Price

$495,000

Down Payment: 20%

$99,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,545

Principal & Interest: $2,545

Property taxes (est.): $683

Insurance (est.): $330

Estimated Total Monthly

$3,558

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,545

Property taxesest. at asking price, Nassau County$683

HOAbilled annually$17

Estimated total, before insurance$3,245/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,493/yr · $291/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $489,900 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$384,889	$215,532	—
2024	$370,319	$208,750	—
2023	$328,765	$290,294	—
2022	$263,904	$263,904	—
2021	$241,025	$241,025	—
2020	$223,577	$223,577	—

2025 property taxes (current owner): $3,493/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$495,000

Price / Sq Ft$262

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,892

Total Structure Area2,918 sq ft

Acres1.03 acres

Year Built2012

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusPending

# of Garages2

Has PoolYes

Pool FeaturesAbove Ground

Is WaterfrontYes

Direction FacesSoutheast

School Information

ElementaryCallahan

MiddleCallahan

HighWest Nassau

Community Information

Address53234 Brista Way, Callahan, FL 32011

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionClear Lake Area

CityCallahan

CountyNassau

StateFL

Zip Code32011

Lot Size44,866.8 sq ft

Parcel Number462N25024001110000

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourcePrivate, Well

ParkingAdditional Parking, Circular Driveway, Garage, Garage Door Opener, On Street, Unassigned

ViewPond

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet

FireplaceYes

Fireplace FeaturesOther

# of Stories1

LevelsOne

LaundryIn Unit

SecurityCarbon Monoxide Detector(s), Smoke Detector(s), Other