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Active

Active·83 days on market

6976 Canoe Birch Road

Middleburg, FL 32219

$409,900$168/sqftEst. $2,090/moMLS# 2144232

Beds

Baths

2,446

Sq Ft

2024

Built

Garage

Pool

About this home

Middleburg

Style meets functionality in the Four Winds plan by LGI Homes. This charming 5-bed, 2.5-bath home is a thoughtfully designed home offering spacious bedrooms and entertainment areas! The Four Winds is packed with incredible bonus rooms such as the downstairs den that can be turned into an office or the open upstairs entertainment area that is ready to be turned into a game room. The secluded master retreat is situated on the first floor and features a gorgeous en-suite bathroom and expansive walk-in closet. Meal prepping is made easy in the gorgeous kitchen that comes fitted with stainless steel appliances. Step outside and enjoy the sunset with your loved ones on the covered patio. This home is located in Westport Landing, a new community located just minutes away from all the fun Jacksonville has to offer.

Cost to own

Mortgage calculator

Home Price

$409,900

Down Payment: 20%

$81,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,090

Principal & Interest: $2,090

Property taxes (est.): $669

Insurance (est.): $273

Estimated Total Monthly

$3,033

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,090

Property taxesest. at asking price, Duval County$669

HOAbilled annually$9

Estimated total, before insurance$2,768/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,562 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 8, 2026Listed$409,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$409,900

Price / Sq Ft$168

Bedrooms5

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,446

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryDinsmore

MiddleHighlands

HighJean Ribault

Community Information

Address6976 Canoe Birch Road, Middleburg, FL 32219

Area091-Garden City/Airport

SubdivisionVillages Of Westport

CityMiddleburg

CountyDuval

StateFL

Zip Code32219

Parcel Number81-41 38-1N-25E

ZoningResidential

Amenities

AmenitiesPool, Dog Park, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)