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Active

Active·85 days on market

281 Montgomery Court

Palm Coast, FL 32164

$359,990$205/sqftEst. $1,916/moMLS# 2141211
2
Beds
2
Baths
1,753
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Palm Coast

Located in the S/U Section. The Seminole Palms is conveniently located in Palm Coast, Florida. Just 6 miles from Flagler Beach, 3 miles from I-95, and nearby many recreation spots, the European Shops Village Marketplace, oceanfront restaurants, shopping, and more. This spacious Grandview single-story home blends comfort, flexibility, and style for the active adult lifestyle. The open-concept kitchen, dining, and great room create a vibrant hub for everyday living and entertaining. Step out to the rear-covered porch for peaceful relaxation or gatherings. The owner's suite offers a private retreat with a spacious bath and walk-in closet, while a secondary bedroom and flexible front room provide space for guests, work, or hobbies. Thoughtful storage solutions and a two-car garage complete this elegant, adaptable home. WIFI-enabled garage opener and Ecobee thermostat. STOCK PHOTOS, PRICES SUBJECT TO CHANGE. Closing costs assistance with use of Builder's affiliated lender.

Cost to own

Mortgage calculator

$359,990
$71,998
Loan Term
Monthly Payment
$1,818
Principal & Interest: $1,818
Est. Taxes & Insurance: $455
Estimated Total Monthly
$2,273
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,916
HOAbilled annually$15
Estimated total, before insurance$1,931/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 21, 2026Listed$359,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,990
Price / Sq Ft$205
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,753
Acres0.15 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSoutheast

School Information

ElementaryBunnell
MiddleBuddy Taylor
HighFlagler Palm Coast

Community Information

Address281 Montgomery Court, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Woods
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size6,534 sq ft
Parcel Number2112315560000001380

Amenities

AmenitiesPool, Park, Playground
UtilitiesCable Available, Electricity Available
Water SourcePublic
ParkingGarage Door Opener
ViewOther

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Concrete, Tile
# of Stories1
LevelsOne
LaundryLower Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionOther
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedApril 21, 2026
Days on Market65
HOA Fees$185 / Annually
HOA FrequencyAnnually
Tax Year2026
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MALTBIE REALTY GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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