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Active

Active·98 days on market

155 Tompkins Road

Pomona Park, FL 32181

$260,000$140/sqftEst. $1,326/moMLS# 2140420
3
Beds
4
Baths
1,860
Sq Ft
1974
Built
Garage
Yes
Pool

About this home

Pomona Park

FINANCING AVAILABLE -- THIS IS NOT A CASH-ONLY SALE. Unlike many homes of this style and age that have been incorrectly marketed as cash-only, 155 Tompkins Road is financeable through select lenders. Don't let outdated assumptions limit your buyer pool -- conventional and specialty financing options exist for qualified buyers. Set beneath a canopy of ancient live oaks draped in Spanish moss, this 3-bedroom, 4-bathroom home with a dedicated office sits on 2.1 acres with 150 feet of lake frontage in the heart of Pomona Park -- one of Putnam County's most quietly coveted rural communities. With a metal roof overhead and room to breathe in every direction, this is the kind of property that doesn't come up often. Inside, the layout flows the way a home should. The oversized living room anchors the main living space with carpet, natural light, and plenty of room for the whole family. The dining area steps up with wainscoting, hardwood-look flooring, and a chandelier that sets the tone

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,326
Principal & Interest: $1,326
Insurance (est.): $173
Estimated Total Monthly
$1,499
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,326
Estimated total, before insurance$1,326/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$535/yr · $45/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $535/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,496 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 16, 2026Listed$260,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$260,000
Price / Sq Ft$140
Bedrooms3
Bathrooms4.00
Full Baths4
Square Footage1,860
Acres2.10 acres
Year Built1974
TypeResidential
Sub-TypeManufactured Home
StyleCottage
StatusActive
# of Carport Spaces2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontYes

Community Information

Address155 Tompkins Road, Pomona Park, FL 32181
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionPomona Heights
CityPomona Park
CountyPutnam
StateFL
Zip Code32181
Lot Size91,476 sq ft
Parcel Number041227000001800030

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Carport
ViewLake
Waterfront TypeLake Front

Interior

AppliancesConvection Oven, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile, Vinyl
# of Stories1
LevelsOne

Exterior

Exterior FeaturesFire Pit
Lot DescriptionDead End Street, Many Trees
Patio / PorchDeck
RoofMetal
Other StructuresShed(s)
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedApril 16, 2026
Days on Market92
Tax Amount$535.07
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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