This home is in Jacksonville.
Active·98 days on market
6700 Bowden Road 1004
Jacksonville, FL 32216
About this home
Jacksonville
3 bedroom, 3 bathroom condo in Pottsburg Crossing with 1,468 square feet and an attached 1 car garage. Built in 2005, this property offers a functional layout with defined living and dining areas and a split bedroom design. Interior features include walk-in closets, a primary suite with shower and tub combo, and a kitchen with breakfast bar, electric range, refrigerator, microwave, dishwasher, and disposal. The main living space connects to a rear patio, and flooring includes carpet and tile. Interior laundry hookups are also included. Major systems include central heating and air conditioning, electric water heater, public water and sewer, and smoke detectors. The community includes maintained common areas and a community pool, and the property is located in Flood Zone X. Convenient Southside Jacksonville location with access to I-95, shopping, and dining. HOA dues are $360 per month.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $207,000 | $207,000 | ▲ $6,000 |
| 2024 | $201,000 | $77,344 | — |
| 2023 | $201,000 | $73,490 | — |
| 2022 | $169,500 | $69,748 | — |
| 2021 | $132,000 | $25,000 | — |
| 2020 | $123,000 | $25,000 | — |
2025 property taxes (current owner): $3,693/yr
Estimated taxes if purchased at asking price: ~$4,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,765 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Apr 10, 2026Listed$220,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: NAVY TO NAVY HOMES LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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