This home is in San Marco, Jacksonville.
Active·163 days on market·San Marco
1528 Belmonte Avenue
Jacksonville, FL 32207
About this home
San Marco
Welcome to this move-in ready San Marco gem, where historic charm meets modern convenience in one of Jacksonville's most sought-after and walkable neighborhoods. Featuring updated interiors, flexible bonus space, a private oversized backyard, and a host of valuable upgrades, this home offers a rare opportunity to enjoy the best of San Marco living. Inside, you'll find a bright and inviting floor plan filled with natural light and timeless character. The spacious living room flows seamlessly into a sun-drenched sunroom, creating the perfect space for a home office, reading nook, playroom, or additional lounge area. A formal dining room connects effortlessly to the kitchen, making everyday living and entertaining a breeze.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $425,000 in October 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $387,376 | $294,774 | ▼ $12,822 |
| 2024 | $400,524 | $285,759 | ▲ $15,587 |
| 2023 | $333,108 | $333,108 | ▲ $6,460 |
| 2022 | $319,707 | $210,220 | — |
| 2021 | $267,850 | $202,641 | — |
| 2020 | $249,153 | $199,153 | ▲ $4,775 |
2025 property taxes (current owner): $5,777/yr
Estimated taxes if purchased at asking price: ~$9,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1939)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,403 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 7, 2026Price change$470,000−$5,000
- Jul 11, 2026Price change$475,000−$9,000
- Mar 19, 2026Listed$484,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About San Marco
San Marco is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.
View all San Marco homes for sale →Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines