This home is in Pablo Bay, Jacksonville.

1 / 28

Active

Active·125 days on market·Pablo Bay

3833 Deer Chase Place E

Jacksonville, FL 32224

$699,900$292/sqftEst. $3,725/moMLS# 2134925

Beds

Baths

2,401

Sq Ft

2002

Built

Garage

Pool

About this home

Pablo Bay

Nestled on a quiet cul-de-sac in the highly sought-after community of Pablo Bay, this stunning home offers relaxed coastal living with breathtaking views of a serene nature preserve. Ideally located just blocks from the world-renowned Mayo Clinic and only minutes from Ponte Vedra Beach, this property combines privacy, convenience, and lifestyle. Upon entering, you are welcomed by soaring ceilings and an expansive, light-filled interior that has been freshly painted and updated with brand-new carpet. The thoughtful floor plan is designed for both elegant entertaining and everyday comfort, featuring a formal living room and formal dining room that flow seamlessly into the heart of the home. At the center of the residence is an impressive open-concept great room and kitchen, where vaulted ceilings and a cozy fireplace create a warm yet airy atmosphere perfect for gathering. Step outside to the porch and unwind while enjoying peaceful views of the tranquil nature preserve -

Cost to own

Mortgage calculator

Home Price

$699,900

Down Payment: 20%

$139,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,558

Principal & Interest: $3,558

Est. Taxes & Insurance: $889

Estimated Total Monthly

$4,447

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,725

Property taxesest. at asking price, Duval County$1,143

HOAbilled annually$133

Estimated total, before insurance$5,001/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$581,198	$267,919	▲ $5,000
2024	$576,511	$259,661	—
2023	$563,812	$250,642	—
2022	$484,428	$241,886	—
2021	$408,976	$233,385	—
2020	$401,597	$229,473	▲ $17,882

2025 property taxes (current owner): $5,282/yr

Estimated taxes if purchased at asking price: ~$13,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,647 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History