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Active

Active·138 days on market

820 Bluestem Street

Yulee, FL 32097

$346,605$195/sqftEst. $1,767/moMLS# 2133797
3
Beds
2
Baths
1,774
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Yulee

Welcome to the Peppermill, a beautifully designed two-story townhome offering the perfect blend of comfort, style, and modern convenience. With 1,774 square feet of thoughtfully planned living space, this home lives large and provides the ideal layout for both everyday living and effortless entertaining. Step inside to a bright, open-concept main floor featuring a spacious great room, a dining area, and a well-appointed kitchen that flows seamlessly together--perfect for hosting gatherings or enjoying quiet evenings at home. A conveniently located half bath adds extra functionality on the first level. Upstairs, you'll find all three bedrooms, including a private owner's suite with a walk-in closet and an en-suite bath. Two additional bedrooms share a full bath, & second-floor laundry offers everyday ease and efficiency. With attached 2-car garage, low-maintenance living, & smart two-story design, the Peppermill is the ideal home for those seeking modern comfort without compromise.

Cost to own

Mortgage calculator

$346,605
$69,321
Loan Term
Monthly Payment
$1,767
Principal & Interest: $1,767
Property taxes (est.): $479
Insurance (est.): $231
Estimated Total Monthly
$2,477
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,767
Property taxesest. at asking price, Nassau County$478
HOAbilled annually$102
Estimated total, before insurance$2,347/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,147 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 14, 2026Price change$346,605−$2,250
  • Mar 7, 2026Listed$348,855

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$346,605
Price / Sq Ft$195
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,774
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionTo Be Built
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address820 Bluestem Street, Yulee, FL 32097
Area472-Oneil/Nassaville/Holly Point
SubdivisionWesterly Park
CityYulee
CountyNassau
StateFL
Zip Code32097
Parcel Number00000000

Amenities

AmenitiesPool, Basketball Court, Dog Park, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Plumbed For Ice Maker, Tankless Water Heater
HeatingElectric
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMarch 7, 2026
Days on Market130
HOA Fees$1,219.36 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Trash
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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