This home is in Jacksonville.

1 / 34

Active

Active·167 days on market

2848 Black Buck Circle

Jacksonville, FL 32225

$189,900$171/sqftEst. $1,011/moMLS# 2127705

Beds

Baths

1,110

Sq Ft

2022

Built

—

Garage

Pool

About this home

Jacksonville

Welcome to 2848 Black Buck Cir, a standout townhome offering comfort, convenience, and a prime Jacksonville location. Inside, enjoy a bright open-concept living space ideal for everyday living and entertaining. The kitchen flows seamlessly into the main living area, complemented by spacious bedrooms and smart storage throughout. Location is the real win here. Just a short drive to Jacksonville's beaches and Downtown Jacksonville, this home offers quick access to dining, entertainment, employment centers, and waterfront activities without downtown congestion or pricing. Shopping, parks, and major roadways are all nearby, making daily life effortless. Perfect for homeowners or investors seeking value, location, and low-maintenance living. With multiple townhomes competing for attention, this one delivers this one delivers the lifestyle and convenience buyers are looking for. Schedule your showing today.

Cost to own

Mortgage calculator

Home Price

$189,900

Down Payment: 20%

$37,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$959

Principal & Interest: $959

Est. Taxes & Insurance: $240

Estimated Total Monthly

$1,199

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,011

Property taxesest. at asking price, Duval County$310

HOAbilled quarterly$165

Estimated total, before insurance$1,485/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $226,000 in May 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$197,340	$135,924	—
2024	$181,386	$131,386	—
2023	$199,363	$149,363	—
2022	$55,000	$55,000	—

2025 property taxes (current owner): $2,604/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History