This home is in Valencia Condos, Jacksonville Beach.

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Active

Active·171 days on market·Valencia Condos

4300 South Beach Parkway 4305

Jacksonville Beach, FL 32250

$409,900$275/sqftEst. $2,182/moMLS# 2126926

Beds

Baths

1,488

Sq Ft

2013

Built

Garage

Pool

About this home

Valencia Condos

BELOW MARKET! COURTYARD VIEWS EAST OF THE ICW! THE TOP FLOOR of Gated VALENCIA, this elegant BARELY LIVED IN CONDO offers 1,488 sq. ft. of refined living with 2BR's & 2BA's. The open concept design features soaring 10 FT CEILINGS, a gracious GRANDROOM & DINING AREA that flows seamlessly to a PRIVATE balcony. The KITCHEN is appointed with Stainless appliances, Upgraded Granite counters, & Breakfast Bar. The SPLIT BEDROOM layout provides Privacy, with the PRIMARY SUITE w/Soaking Tub, Separate shower, & walk-in closet. Add'l highlights include 2 CLIMATIZED STORAGE ROOMS,LAUNDRY ROOM, WATER SYSTEM,& 2 GARAGE SPACES, 2026 WATER HEATER, NEWER ROOFS & IMPACT WINDOWS. Valencia's highly anticipated COMMUNITY RENOVATION is now underway, featuring fresh, contemporary 2026 designer colors & finishes throughout the common areas. This exciting transformation is expected to enhance both the life style & value of the community. Buy now & take advantage of today's pricing before renovation*

Cost to own

Mortgage calculator

Home Price

$409,900

Down Payment: 20%

$81,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,083

Principal & Interest: $2,083

Est. Taxes & Insurance: $521

Estimated Total Monthly

$2,604

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,182

Property taxesest. at asking price, Duval County$669

HOAbilled monthly$807

Estimated total, before insurance$3,658/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$353,400	$353,400	▼ $18,600
2024	$389,000	$344,063	—
2023	$374,500	$312,785	—
2022	$319,000	$284,350	—
2021	$258,500	$258,500	—
2020	$258,500	$258,500	—

2025 property taxes (current owner): $6,519/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jan 26, 2026Listed$409,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$409,900

Price / Sq Ft$275

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,488

Acres0.01 acres

Year Built2013

TypeResidential

Sub-TypeCondominium

StyleSpanish

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementarySeabreeze

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address4300 South Beach Parkway 4305, Jacksonville Beach, FL 32250

Area214-Jacksonville Beach-SW

SubdivisionValencia

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size435.6 sq ft

Parcel Number1812602016

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Cable TV, Car Wash Area, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Sauna, Spa/Hot Tub, Storage, Trash, Water

UtilitiesCable Connected, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Covered, Garage, Guest, Underground

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Guest Suite, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric, Separate Meters

FlooringCarpet, Tile

# of Stories1

LevelsThree Or More

LaundryIn Unit

Security24 Hour Security, Closed Circuit Camera(s), Entry Phone/Intercom, Fire Alarm, Fire Sprinkler System, Firewall(s), Security Fence, Security Gate, Security Lights, Smoke Detector(s)

Spa FeaturesIn Ground, Heated, Community