This home is in Ponte Vedra Beach.
Active·185 days on market
568 A1A N
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
INVESTOR SPECIAL WITH $4,750/MONTHLY INCOME!!! No HOA or CDD in the center of Ponte Vedra Beach! This almost-new construction home was completed in 2024 and features a downstairs home office, dry bar, wood flooring throughout, custom cabinets & quartz countertops, porcelain tile in primary bathroom, large walk-in closet, tongue & groove ceiling., rear patio with cable railing, and paver driveway. Located within a mile of the ocean and the Sawgrass Village shopping center, you are also within walking distance of the Ponte Vedra Inn & Club. Owner is licensed real estate agent. Exterior paint color is currently Iron Ore (black) and Seller would consider repainting to Buyer's desired color if needed. Property has a current lease agreement with tenant through December 2026 at $4,750/month. Great option for a 1031 exchange if needed.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $860,122 | $456,248 | — |
| 2024 | $113,050 | $109,725 | — |
| 2023 | $99,750 | $99,750 | — |
| 2022 | $185,220 | $185,220 | — |
| 2021 | $96,447 | $96,447 | — |
| 2020 | $96,447 | $96,447 | — |
2024 property taxes (current owner): $1,648/yr
Estimated taxes if purchased at asking price: ~$15,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,713 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jan 12, 2026Listed$950,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LMH REALTY LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines