This home is in Villages Of San Jose, Jacksonville.

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Active

Active·289 days on market·Villages Of San Jose

4076 Mizner Court

Jacksonville, FL 32217

$489,999$242/sqftEst. $2,608/moMLS# 2111279

Beds

Baths

2,021

Sq Ft

1988

Built

Garage

Pool

About this home

Villages Of San Jose

Welcome behind the gates to the desirable community of Villages of San Jose. This elegant home offers 2021 sq ft w/many upgrades, freshly painted exterior, beautiful laminate wood looking flooring in foyer, living, dining rm, and flex rm. Kitchen w/cherry-stained cabinets, black granite counter tops, stainless appliances, plantation shutters and light filled breakfast nook. Master ensuite with double bowl vanity, garden tub and spacious shower. Living/dining rm w/gas fireplace and beautiful built-ins, French drs opening to sunrm overlooking walled rear yard w/paver patio. Newer windows thru-out, 2-car side entry garage, quiet Mizner Ct. park just across the street. Community amenities include GUARDED gated entrance, lake side swimming pool, tennis and pickleball courts. 4-pt/wind mit inspection and Citizens insurance quote available for review in documents. Seller offering a 2-10 Home Warranty Service Agreement for buyers' piece of mind.

Cost to own

Mortgage calculator

Home Price

$489,999

Down Payment: 20%

$98,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,491

Principal & Interest: $2,491

Est. Taxes & Insurance: $623

Estimated Total Monthly

$3,113

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,608

Property taxesest. at asking price, Duval County$800

HOAbilled monthly$333

Estimated total, before insurance$3,741/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$367,272	$367,272	—
2024	$348,010	$182,317	—
2023	$338,891	$175,551	▲ $20,286
2022	$308,773	$168,982	—
2021	$241,351	$162,604	—
2020	$235,406	$159,669	—

2024 property taxes (current owner): $3,609/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Other — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Oct 1, 2025Listed$489,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$489,999

Price / Sq Ft$242

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage2,021

Acres0.21 acres

Year Built1988

TypeResidential

Sub-TypeSingle Family Residence

StyleSpanish, Traditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesWest

Community Information

Address4076 Mizner Court, Jacksonville, FL 32217

Area012-San Jose

SubdivisionVillages Of San Jose

CityJacksonville

CountyDuval

StateFL

Zip Code32217

Lot Size9,147.6 sq ft

Parcel Number1518101520

Amenities

AmenitiesPool, Gated, Maintenance Grounds, Pickleball, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air

FlooringLaminate, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LaundryElectric Dryer Hookup, Washer Hookup

Security24 Hour Security, Gated with Guard