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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·156 days on market

0 Orange Street

Hilliard, FL 32046

$375,000Est. $1,926/moMLS# 2109885
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool

About this home

Hilliard

High-Visibility Commercial Land in the Heart of Hilliard! Opportunity is knocking in downtown Hilliard! This 5+/- acre (2 parcels included08-3N-24-2380-0047-0000 and 08-3N-24-2380-0049-0010) commercial parcel (C-1 zoning) sits just one block from the only red light in town—ensuring maximum visibility and traffic for your future business. Already cleared and ready to build, this prime piece of real estate offers endless possibilities: retail center, restaurant, office space, or mixed-use development. With Hilliard continuing to grow, locations like this are becoming harder to find. Whether you're an investor or business owner, this property gives you the space, exposure, and flexibility you need to bring your vision to life. Don't wait—secure your spot in the center of town and build the future right here in Hilliard!

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$1,926
Principal & Interest: $1,926
Property taxes (est.): $518
Insurance (est.): $250
Estimated Total Monthly
$2,694
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,926
Property taxesest. at asking price, Nassau County$518
Estimated total, before insurance$2,444/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,634/yr · $136/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$132,314$107,811 $34,304
2024$98,010$98,010
2023$98,010$98,010
2022$98,010$98,010
2021$98,010$98,010
2020$98,010$95,820

2024 property taxes (current owner): $1,634/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,517 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 18, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres4.05 acres
Year Built0
TypeCommercial Sale
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address0 Orange Street, Hilliard, FL 32046
Area491-Hillard
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size176,418 sq ft
Parcel Number08-3N-24-2380-0049-0010
ZoningCommercial

Amenities

ParkingOther

Exterior

Lot DescriptionCleared, Corner Lot

Additional Information

Date ListedMarch 18, 2026
Days on Market242
Tax Amount$1,633.75
Tax Year2024

Listing Courtesy of: REMI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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