6759 Linwood Drive

Keystone Heights, FL 32656

$45,000MLS# 2102613

Beds

Baths

Sq Ft

—

Built

—

Garage

Pool

About this home

Keystone Heights

Welcome to Your Blank Canvas: Cleared & Build-Ready Land for Your Dream Home Discover the rare opportunity to own a pristine, cleared parcel of land ready for immediate development. Nestled in the tranquil beauty of Florida's countryside, this expansive lot offers the perfect foundation to build the home you've always envisioned—whether it's a modern farmhouse, classic southern retreat, or a contemporary sanctuary. With the hard work already done, including land clearing and preparation, this property is a developer's or dream home builder's ideal starting point. Keystone Heights is also home to some of Florida's most beautiful lakes and natural parks. Outdoor enthusiasts will love the proximity to Lake Geneva, Santa Fe Lake, and Mike Roess Gold Head Branch State Park—all perfect for boating, fishing, hiking, and weekend picnics.

Cost to own

Mortgage calculator

Home Price

$45,000

Down Payment: 20%

$9,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$231

Principal & Interest: $231

Property taxes (est.): $69

Insurance (est.): $30

Estimated Total Monthly

$330

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$35,000	$10,716	—
2024	$35,000	$9,742	—
2023	$35,000	$8,857	—
2022	$25,000	$8,052	—
2021	$10,000	$7,320	—
2020	$9,000	$6,655	—

2024 property taxes (current owner): $304/yr

Estimated taxes if purchased at asking price: ~$800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.