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Active

Active·66 days on market

6705 Autumnwood Court

Keystone Heights, FL 32656

$215,000$159/sqftEst. $1,104/moMLS# 2151490
3
Beds
2
Baths
1,352
Sq Ft
1996
Built
Garage
No
Pool

About this home

Keystone Heights

Seller is offering up to $10,000 toward the buyer's closing costs with an acceptable offer if the transaction closes on or before August 31. This beautifully renovated 3-bed, 2-bath manufactured home sits on a 1.25-acre lot, offering the perfect combination of comfort, outdoor space, and convenience. Step inside to discover a completely updated interior featuring waterproof vinyl flooring, updated plumbing fixtures, stylish tub/shower wall tile surrounds, ceiling fans, and modern lighting fixtures. The spacious kitchen is equipped with stainless steel appliances, including refrigerator, electric range, low-profile microwave, and dishwasher. Major system upgrades provide peace of mind, including a new 2.5-ton HVAC system, tankless water heater, deep well pump, and well tank. Outside, enjoy a durable new metal roof, front porch deck, and a fenced yard with privacy fence and oversized 8-foot metal gate. The expansive lot offers plenty of room for RVs, boats, trailers, or future additions.

Cost to own

Mortgage calculator

$215,000
$43,000
Loan Term
Monthly Payment
$1,104
Principal & Interest: $1,104
Property taxes (est.): $330
Insurance (est.): $143
Estimated Total Monthly
$1,577
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,104
Property taxesest. at asking price, Clay County$329
Estimated total, before insurance$1,434/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$814/yr · $68/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$134,303$25,000
2024$125,610$25,000
2023$113,093$25,000
2022$80,709$25,000
2021$68,366$25,000
2020$62,849$25,000

2025 property taxes (current owner): $814/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 19, 2026Listed$215,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$215,000
Price / Sq Ft$159
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,352
Total Structure Area1,352 sq ft
Acres1.23 acres
Year Built1996
TypeResidential
Sub-TypeManufactured Home
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryKeystone Heights
HighKeystone Heights

Community Information

Address6705 Autumnwood Court, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionKeystone Heights
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size53,578.8 sq ft
Parcel Number07082300089810000
ZoningResidential

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Exterior

Lot DescriptionAgricultural, Many Trees
Patio / PorchCovered, Front Porch, Porch
FencingPrivacy, Wood
RoofMetal

Additional Information

Date ListedJune 19, 2026
Days on Market19
Tax Amount$814.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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