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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·23 days on market

16815 NW 38th Court

Miami, FL 33054

$499,000$361/sqftEst. $2,565/moMLS# 2085148
3
Beds
2
Baths
1,382
Sq Ft
1957
Built
Garage
No
Pool

About this home

Miami

Welcome to this 3-bedroom, 2-bath home offering 1,382 square feet of comfortable living space. Nestled in a quiet, friendly neighborhood just 30 minutes from the beach, this property blends relaxed coastal living with everyday convenience. Inside, you'll find an open-concept layout with a perfect for both relaxing and entertaining. The primary suite includes a private bathroom, while the additional bedrooms provide plenty of space for family, guests, or a home office. Step outside into your private backyard, where mature mango trees offer both shade and fresh fruit in season—perfect for enjoying the warm evenings or weekend gatherings. Whether you're looking for a primary residence or investment property, this home offers the ideal mix of comfort and location.

Cost to own

Mortgage calculator

$499,000
$99,800
Loan Term
Monthly Payment
$2,565
Principal & Interest: $2,565
Insurance (est.): $333
Estimated Total Monthly
$2,898
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,565
Estimated total, before insurance$2,565/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · North - Interama · Public water · Hialeah Preston

County records show this parcel on central sewer served by North - Interama — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,658 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 5, 2026Active$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,000
Price / Sq Ft$361
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,382
Total Structure Area1,382 sq ft
Year Built1957
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address16815 NW 38th Court, Miami, FL 33054
Area993-Out Of Area-South
SubdivisionAmerican Beach
CityMiami
CountyMiami-Dade
StateFL
Zip Code33054
Parcel Number3421080081320
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedAugust 5, 2026
Days on Market161
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke