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Active

Active·287 days on market

1528 Blair Road

Jacksonville, FL 32221

$497,500$143/sqftEst. $2,555/moMLS# 2063014

Beds

Baths

3,473

Sq Ft

1959

Built

Garage

Pool

About this home

Jacksonville

NEW PRICE REDUCTION!!! Welcome home to your perfect multi-generational refuge. This spacious 3473 SF home sits on a 1.76 acre lot and is close to everything the Bold City of Jacksonville Florida has to offer. It is truly the perfect blend of comfort, convenience and charm. The ingeniously remastered kitchen is a culinary sanctuary. Designed with both aesthetics and efficiency in mind it features quartz countertops and ample cabinets. There are five large bedrooms including a guest suite with a separate entrance and five full bathrooms with one of the bathrooms in the garage. When you are done for the day, relax in the private six-person jacuzzi. New kitchen in 2024, encapsulated crawl space in 2022, new windows, HVAC 2022 and metal roof in 2023. Long deeded driveway that will easily fit your RV or boat. Zoned Residential Rural-Acre (RR-Acre). This zoning allows for business opportunities like foster care, family day care, churches, essential services and home occupations.

Cost to own

Mortgage calculator

Home Price

$497,500

Down Payment: 20%

$99,500

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,555

Principal & Interest: $2,555

Property taxes (est.): $812

Insurance (est.): $332

Estimated Total Monthly

$3,699

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,555

Property taxesest. at asking price, Duval County$812

Estimated total, before insurance$3,367/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,334/yr · $528/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $550,000 in August 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$435,253	$342,482	▲ $55,013
2024	$382,123	$332,123	—
2023	$452,386	$402,386	—
2022	$35,436	$35,436	—

2024 property taxes (current owner): $6,334/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,454 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 10, 2026Price change$497,500−$22,400
Nov 7, 2025Listed$519,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$497,500

Price / Sq Ft$143

Bedrooms5

Bathrooms5.00

Full Baths5

Square Footage3,473

Acres1.73 acres

Year Built1959

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address1528 Blair Road, Jacksonville, FL 32221

Area062-Crystal Springs/Country Creek Area

SubdivisionJacksonville Heights

CityJacksonville

CountyDuval

StateFL

Zip Code32221

Lot Size75,358.8 sq ft

Parcel Number0089600075

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Available

SewerSeptic Tank

Water SourcePublic

ParkingAdditional Parking, Garage, Off Street, RV Access/Parking

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesElectric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave

HeatingElectric, Heat Pump, Hot Water

CoolingCentral Air, Multi Units, Wall/Window Unit(s)

FlooringCarpet, Tile, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Spa FeaturesHeated, Above Ground