This home is in Jacksonville.
Active·439 days on market
10566 Scott Mill Road
Jacksonville, FL 32257
About this home
Jacksonville
To Be Constructed! Inspired by the Coastal Living style, this gorgeous custom-designed home offers 3,870 square feet of living space, plus an oversized 3-car garage and plenty of room outdoors. Soaring, two-story volume ceilings allow for enhanced natural lighting in the welcoming entryway as well as the living room and an open-concept floor plan creates a bright and breezy atmosphere throughout. Custom amenities can be found in abundance within the gourmet Kitchen, complete with luxury appliances, custom cabinetry and a large walk-in pantry. Also on the first floor is the Owners Suite, equipped with separate walk-in closets and a spa-style bathroom anchored by a large walk-in shower with multiple shower heads, a Guest Suite, and a Home Office with vaulted ceilings and more wonderful, natural light. The second floor offers two additional suited rooms, complete with two full bathrooms and walk-in closets.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,028,320 | $912,704 | ▲ $2,374 |
| 2024 | $1,025,859 | $829,731 | ▲ $16,728 |
| 2023 | $1,009,805 | $754,301 | — |
| 2022 | $766,509 | $685,729 | ▲ $70,282 |
| 2021 | $691,833 | $623,390 | — |
| 2020 | $566,719 | $566,719 | — |
2023 property taxes (current owner): $15,399/yr
Estimated taxes if purchased at asking price: ~$71,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- May 6, 2025Listed$3,650,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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