Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

1 / 29

Active

Active·193 days on market

2801 N Halifax Avenue 253

Daytona Beach, FL 32118

$180,000$187/sqftEst. $928/moMLS# 1217435

Beds

Baths

965

Sq Ft

1976

Built

—

Garage

Pool

About this home

Daytona Beach

Live everyday like your on vacation in this 2/1 condo overlooking the Halifax River! Move in ready, this condo has granite counter tops, stainless steel appliances, and river views from your kitchen, living room and 2nd story balcony! The beach is just a short walk or a bike ride away and an excellent spot to drop in the surfboards! Community features in this complex include a clubhouse, assigned parking, 3 pools, 2 fishing piers, meticulously maintained grounds, and onsite laundry facility. Maintenance fee covers: building insurance, Cable/Satellite, Common Area, Exterior Paint, Pest Control, Pools, Roof, Sewer, Trash, Water, and Internet! Minimum rental is 3 months. Close to everything, Must have confirmed appointment, condo is occupied. NO SELLER FINANCING

Cost to own

Mortgage calculator

Home Price

$180,000

Down Payment: 20%

$36,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$928

Principal & Interest: $928

Insurance (est.): $120

Estimated Total Monthly

$1,048

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$928

HOAbilled monthly$586

Estimated total, before insurance$1,514/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water · Daytona Beach water meter inside parcel

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History