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Active·28 days on market

56585 Davis Road

Callahan, FL 32011

$210,000Est. $1,079/moMLS# 2157018

Beds

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Garage

Pool

About this home

Callahan

LOT 1: Must see this Beautiful High and Dry 3 acres in a X Flood zone. No flood insurance required. This land offers the opportunity to build your custom home and be able to watch wild life off the back and front porches . Plenty of deer in the area. Easy access to I95, 295,301, Hwy 1 and SR 200. Plenty of convenient shopping and restaurants. Schools are graded well and convenient. Always something to do at the fairgrounds that's convenient to the property. A Beautiful well designed West Nassau Regional Park convenient to property. . 2 - 3 Acre sites available. Second lot is listed at MLS# 2157044. The land has been split from 65 acres the county has approved the split. New addresses and parcel #s will be assigned after closing. Survey will be required for closing. Photos are estimated. Site Built Homes Only.

Cost to own

Mortgage calculator

Home Price

$210,000

Down Payment: 20%

$42,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,079

Principal & Interest: $1,079

Property taxes (est.): $290

Insurance (est.): $140

Estimated Total Monthly

$1,508

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,079

Property taxesest. at asking price, Nassau County$290

Estimated total, before insurance$1,368/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone H

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History