This home is in Reserve at James Island, Jacksonville.
Active·Listed today·Reserve at James Island
10961 Burnt Mill Road 1125
Jacksonville, FL 32256
About this home
Reserve at James Island
SELLER CREDIT - $5,000 TOWARDS PTS OR CLS COSTS. Beautifully updated 2-bedroom, 2-bath condo offering the perfect blend of style, comfort, and convenience. Features include tile flooring throughout, solid surface countertops, stainless steel appliances, and fresh interior paint. The bright, open floor plan is enhanced by a north-facing entrance and east-facing windows that fill the home with beautiful morning sunlight. Many buyers appreciate this orientation for its favorable Vastu and Feng Shui alignment, traditionally associated with prosperity, harmony, and positive energy. Enjoy peaceful moonlight views from both bedrooms and private balconies, all while maintaining privacy away from busy roads. Located in an exclusive community with resort-style amenities and just minutes from shopping, restaurants, UNF, and major highways. Whether you're a first-time homebuyer, downsizing, or looking for a move-in-ready home, this exceptional condo is must-see. Schedule your private showing today
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,642/yr
Estimated taxes if purchased at asking price: ~$5,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,762 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 23, 2026Listed$280,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Reserve at James Island
Reserve at James Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Reserve at James Island homes for sale →Listing Courtesy of: ERA ONETEAM REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Reserve at James Island
Active$250,000MLS# 2147403Est. $1,331/mo10961 Burnt Mill Road 1621, Jacksonville, FL 322563 Beds2 Baths1,355 sqftNOT your average condo! This rare 3/2 END UNIT in the Reserve at James Island has nearly $25k in recent upgrades (see…
ResidentialDAVIDSON REALTY, INC.
Active$239,900MLS# 2151945Est. $1,277/mo10961 Burnt Mill Road 711, Jacksonville, FL 322563 Beds2 Baths1,355 sqftWelcome to this beautifully maintained 3-bedroom, 2-bathroom condominium with modern upgrades throughout. This spacious…
ResidentialHOMECOIN.COM
Active$220,000MLS# 2144447Est. $1,171/mo10961 Burnt Mill Road 1328, Jacksonville, FL 322563 Beds2 Baths1,355 sqft3-bedroom, 2-bath condo in the gated community of Reserve at James Island. This second-floor corner unit offers a…
ResidentialGAILEY ENTERPRISES LLC
Active$218,000MLS# 2136801Est. $1,160/mo10961 Burnt Mill Road 734, Jacksonville, FL 322562 Beds2 Baths1,171 sqftTucked inside the gated community of Reserve at James Island, this move-in ready condo offers a comfortable,…
ResidentialFATHOM REALTY FL, LLC.
Keep looking
Similar homes in Jacksonville
Active$275,000MLS# 2143354Est. $1,464/mo11927 Surfbird Circle 12E, Jacksonville, FL 322562 Beds2 Baths1,536 sqftResidentialKELLER WILLIAMS ST JOHNS
Active Under Contract$289,000MLS# 2137961Est. $1,538/mo14750 Beach Boulevard 75, Jacksonville, FL 322502 Beds2 Baths1,264 sqftResidentialPONTE VEDRA CLUB REALTY, INC.
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines