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Active

Active·5 days on market

104 3rd Avenue E H 101

Horseshoe Beach, FL 32648

$389,000$251/sqftEst. $1,983/moMLS# 2155949
3
Beds
2
Baths
1,549
Sq Ft
2005
Built
Garage
No
Pool

About this home

Horseshoe Beach

WELCOME TO GRASSY FLATS!! SERENITY AT IT'S BEST!! THIS IS A ONE OF A KIND PRIVATE WATERFRONT CONDO WITH BOAT LAUNCH AT EGRET LANDING AT HORSESHOE BEACH!! Live the peaceful life! Make this your home away from home or a vacation rental! This beautifully decorated spacious turn key 3 bedroom, 2.5 bath condo has panoramic views of Grassy Flats and Gulf of America! It's easy to spend hours on the spacious (10' x 30') porch enjoying morning coffee as the sun comes up, relaxing, reading and enjoying your evening meals. Horseshoe Beach is known for it's exceptional fishing, scalloping and shrimping! The H Building has a canal running along the west side of the building w/ a boat launch, ample parking, covered fish cleaning station & community pool w/ BBQ grills! This 2005 condo was built on pilings which allows for parking below the units with a private storage closet. 2nd bath has tub/shower combo. HVAC 9/2022. MAKE YOUR DREAM COME TRUE! Unit H 102 is for sale for $389K.

Cost to own

Mortgage calculator

$389,000
$77,800
Loan Term
Monthly Payment
$1,983
Principal & Interest: $1,983
Insurance (est.): $259
Estimated Total Monthly
$2,243
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,983
HOAbilled monthly$500
Estimated total, before insurance$2,483/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,942/yr · $412/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,942/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,808 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 18, 2026Active$389,000
  • Jul 16, 2026Listed$389,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$389,000
Price / Sq Ft$251
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,549
Total Structure Area1,849 sq ft
Year Built2005
TypeResidential
Sub-TypeCondominium
StyleStilt
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address104 3rd Avenue E H 101, Horseshoe Beach, FL 32648
Area882-Dixie County-South Of US-19/US-98/SR-55
SubdivisionEgrets Landing
CityHorseshoe Beach
CountyDixie
StateFL
Zip Code32648
Parcel Number14-12-10-C973-00H1-0101
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Boat Dock, Boat Launch, Maintenance Grounds
UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Attached Carport
ViewCanal, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesDock
Lot DescriptionDead End Street
Patio / PorchCovered, Porch
RoofMetal
ConstructionFiber Cement, Frame
Road SurfaceGravel

Additional Information

Date ListedJuly 18, 2026
Days on Market5
HOA Fees$500 / Monthly
HOA FrequencyMonthly
HOA NameGolden Rule Property Management
HOA Fee IncludesInsurance, Maintenance Grounds
Tax Amount$4,942
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 BECKHAM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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