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Active Under Contract

Active Under Contract·9 days on market

11485 Peacock Creek Road

Glen St. Mary, FL 32040

$599,000$342/sqftEst. $3,054/moMLS# 2155275

Beds

Baths

1,752

Sq Ft

2006

Built

Garage

Pool

About this home

Glen St. Mary

Welcome to country living at its finest all on 11.61 acres. This beautiful brick home offers plenty of space for the whole family, plus a separate mother-in-law/guest home that provides comfort and privacy for extended family or guest. Step inside the main home to a spacious family room featuring a cozy fireplace.The open kitchen is designed for both everyday living and entertaining, with a breakfast bar,and a breakfast nook. A separate living room and formal dining area provide even more space to host family and friends.The spacious primary suite offers a relaxing retreat with large walk-in closet, while the additional guest bedrooms and bath provide plenty of room for family or overnight guests. Enjoy your morning coffee or unwind in the evenings on the large screened front or back porch.The fenced backyard is ready for your pets to roam safely, while the surrounding acreage offers endless possibilities. Bring your horses, kids, dogs, and animals to enjoy living in the country.

Cost to own

Mortgage calculator

Home Price

$599,000

Down Payment: 20%

$119,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,054

Principal & Interest: $3,054

Insurance (est.): $399

Estimated Total Monthly

$3,453

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,054

Estimated total, before insurance$3,054/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,748/yr · $229/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,748/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,587 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History