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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·47 days on market

9332 Cedar Road

Macclenny, FL 32063

$120,000$112/sqftEst. $617/moMLS# 2155208
3
Beds
1
Baths
1,068
Sq Ft
1972
Built
Garage
No
Pool

About this home

Macclenny

Welcome to this remodeled 3 bedroom, 1 bathroom home on a spacious 1 acre lot in the heart of Macclenny. This affordable home features a split floorplan with modern updates throughout including new flooring, granite countertops, and fresh finishes that make it move-in ready. Enjoy relaxing on the large front porch or entertaining in the huge addition at the back of the home which boasts a spacious living room complete with a cozy fireplace. The metal roof adds peace of mind while the large shed provides plenty of storage. Complete with RV electrical hookups. Set in a quiet country area with great schools, this property offers the perfect bled of comfort and convenience. Don't miss this opportunity! Call to schedule your private tour today.

Cost to own

Mortgage calculator

$120,000
$24,000
Loan Term
Monthly Payment
$617
Principal & Interest: $617
Insurance (est.): $80
Estimated Total Monthly
$697
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$617
Estimated total, before insurance$617/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,170/yr · $98/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,170/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,241 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 13, 2026Listed$120,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$120,000
Price / Sq Ft$112
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,068
Acres1.00 acres
Year Built1972
TypeResidential
Sub-TypeMobile Home
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address9332 Cedar Road, Macclenny, FL 32063
Area501-Macclenny Area
SubdivisionTurkey Creek
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size43,560 sq ft
Parcel Number063S22004100030120
ZoningMobile Home(s)

Amenities

UtilitiesSewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Off Street, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Split Bedrooms
AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch
RoofMetal
Other StructuresShed(s)
Road SurfaceDirt

Additional Information

Date ListedJuly 14, 2026
Days on Market0
Tax Amount$1,170.17
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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