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Active

Active·44 days on market

462 Sally Street

Green Cove Springs, FL 32043

$229,900$224/sqftEst. $1,181/moMLS# 2154846
3
Beds
1
Baths
1,025
Sq Ft
1986
Built
Garage
No
Pool

About this home

Green Cove Springs

Well-maintained 3-bedroom, 1.5-bath concrete block home located in an established Green Cove Springs neighborhood. This single-story residence offers approximately 1,025 square feet of living space with a functional layout designed for comfortable everyday living. Recent improvements include updated air-conditioning ductwork. Interior features include a spacious living area, an updated kitchen, three bedrooms, a dedicated laundry area, and a combination of carpet and ceramic tile flooring. The fenced backyard provides space for outdoor activities, gardening, or pets. Additional exterior improvements include a concrete driveway, covered parking, and a detached storage building. Conveniently located near schools, parks, shopping, restaurants, medical facilities, and major roadways with access to Jacksonville, Orange Park. No HOA. The property is currently tenant occupied under a month-to-month lease, providing flexibility for future occupancy subject to

Cost to own

Mortgage calculator

$229,900
$45,980
Loan Term
Monthly Payment
$1,181
Principal & Interest: $1,181
Property taxes (est.): $352
Insurance (est.): $153
Estimated Total Monthly
$1,686
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,181
Property taxesest. at asking price, Clay County$352
Estimated total, before insurance$1,533/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,299 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 10, 2026Listed$229,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$229,900
Price / Sq Ft$224
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,025
Acres0.16 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCharles E. Bennett
MiddleGreen Cove Springs
HighClay

Community Information

Address462 Sally Street, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGreen Cove Heights
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,838.92 sq ft
Parcel Number38-06-26-017007-001-55
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered
RoofShingle
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 10, 2026
Days on Market8
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DC GLOBAL PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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