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Active·Listed today

12186 Travertine Trail

Jacksonville, FL 32223

$599,900$250/sqftEst. $3,193/moMLS# 2154640
4
Beds
2
Baths
2,402
Sq Ft
1986
Built
2
Garage
Yes
Pool

About this home

Jacksonville

Welcome to this beautiful 4-bedroom, 2.5-bath home in the heart of Mandarin, perfectly situated on a spacious .47-acre corner lot with the freedom and flexibility buyers love. With no HOA and no CDD fees, this property offers plenty of room for boat or RV storage, making it ideal for those who want space, convenience, and fewer restrictions. Step outside and enjoy your own private retreat featuring a beautiful in-ground pool surrounded by a pavered deck, outdoor kitchen, and firepit --perfect for relaxing, entertaining, or enjoying sunny Florida days at home. The generous lot provides both privacy and versatility, while the desirable Mandarin location keeps you close to boating, shopping, dining, parks, and downtown. A rare opportunity in one of Jacksonville's most sought-after areas, come home to location, lifestyle, and flexibility all in one. ***************** Roof 2024 HVAC 2024 New pool pump

Cost to own

Mortgage calculator

$599,900
$119,980
Loan Term
Monthly Payment
$3,193
Principal & Interest: $3,193
Est. Taxes & Insurance: $798
Estimated Total Monthly
$3,991
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,193
Property taxesest. at asking price, Duval County$979
Estimated total, before insurance$4,172/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2022$313,671$152,190
2021$255,800$146,301
2020$228,815$143,591 $8,699

2025 property taxes (current owner): $7,707/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2022), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 9, 2026Listed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,900
Price / Sq Ft$250
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,402
Total Structure Area2,775 sq ft
Acres0.47 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address12186 Travertine Trail, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionThe Wilderness
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size20,473.2 sq ft
Parcel Number1581361602
ZoningPUD

Amenities

UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyInsulation
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Privacy, Vinyl
RoofShingle
ConstructionBrick Veneer, Wood Siding
Other StructuresShed(s)
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedJuly 9, 2026
Days on Market29
Tax Amount$7,707.06
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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