440 Aralia Lane

Jacksonville, FL 32216

$1,750/moMLS# 2153034

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

GERALDINE BLAKE · VSP REALTY & PROPERTY MANAGEMENT vsprealtyjax@gmail.com

Beds

Baths

1,492

Sq Ft

2021

Built

Garage

Pool

About this home

Jacksonville

3 bd and 2.5 Ba Town Home near to Jacksonville Downtown** Location, location, and location! Total Convenience Town Home community!! Located minutes from DownTown, St. John's Town Center, UNF, the Mayo Clinic and the beaches makes this spacious 3-bedroom, 2.5 bath townhouse an ideal place to call it as home! This delightful townhome offers an ideal outdoor space with your own backyard - the large back yard is perfect for families and get-togethers! The main level features an open floor plan equipped with a brand new kitchen, fresh interior paint and nickel hardware. The second floor features oversized Master bed with walk in closet and with attached bathroom, built in with new Washer/Dryer, vaulted ceilings with ceiling fans and plenty of storage space.

Cost to own

Mortgage calculator

Home Price

$1,750

Down Payment: 20%

$350

Interest Rate: 6.58%

Loan Term

Monthly Payment

Principal & Interest: $9

Property taxes (est.): $3

Insurance (est.): $1

Estimated Total Monthly

$13

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$239,242	$239,242	▲ $9,408
2023	$239,420	$239,420	▲ $9,873
2022	$220,599	$220,599	▼ $7,393
2021	$30,000	$30,000	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.