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Active

Active·23 days on market

75427 Johnson Lake Road

Yulee, FL 32097

$119,990Est. $612/moMLS# 2153028
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool

Cost to own

Mortgage calculator

$119,990
$23,998
Loan Term
Monthly Payment
$612
Principal & Interest: $612
Property taxes (est.): $166
Insurance (est.): $80
Estimated Total Monthly
$857
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$612
Property taxesest. at asking price, Nassau County$166
Estimated total, before insurance$777/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,029/yr · $86/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$67,000$67,000
2024$67,000$67,000
2023$77,176$70,594 $27,442
2022$92,128$64,176
2021$58,698$58,342
2020$54,899$53,038

2025 property taxes (current owner): $1,029/yr

Estimated taxes if purchased at asking price: ~$2,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,668 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 30, 2026Listed$119,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$119,990
Bedrooms0
Bathrooms0.00
Full Baths0
Acres1.01 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address75427 Johnson Lake Road, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionJohnson Lake Estate
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size43,995.6 sq ft
Parcel Number182N27431600260000
ZoningSingle Family

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePrivate, Well
ViewTrees/Woods, Other

Exterior

Lot DescriptionMany Trees, Wooded
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 30, 2026
Days on Market0
Tax Amount$1,028.56
Tax Year2025
Listing TermsCash, Conventional, Owner May Carry
55+ CommunityNo

Listing Courtesy of: PALM III REALTY AND PROPERTY M

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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