Active·9 days on market
159 Mays Cove Road
East Palatka, FL 32131
East Palatka
About this home
Some properties sell a lifestyle. This one delivers the real thing. Tucked away on a secluded stretch of the St. Johns River, 159 Mays Cove Road sits on 1.66 acres with 136 feet of navigable riverfront. No HOA. No restrictions on boats, RVs, or trailers. Just the river, the sky, and room to live the way you actually want to. The home was built in 2024/2025, never occupied, masonry block construction engineered to Hurricane Exposure Category D -- the most stringent standard available. Impact glass throughout. 26-gauge metal roof with a 40-year warranty. Ceilings from 9'4'' to 13 feet. A 12x52 covered lanai that opens to the river. Italian quartz, an oversized carriage house with 3-bay garage below and a full 2/1 apartment above. Dock permitted to 500 feet.The floor plan opens wide to the river. The kitchen anchors the main living space with Italian quartz countertops and an island designed for people who actually cook and gather.From the master suite, the dining area, the kitchen, and
Cost to own
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Metal — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,755 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jun 29, 2026Listed$1,299,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DOUGLAS ELLIMAN FLORIDA
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines