218 Spruce Street

Jacksonville, FL 32204

$1,050/moMLS# 2151836

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

TIMOTHY LEE · TYCO REALTY, INC. tyco1289@gmail.com

Beds

Baths

805

Sq Ft

1972

Built

—

Garage

Pool

About this home

Jacksonville

Freshly painted and remodeled 2-bedroom, 1-bath Townhome Central heat & air, nice vinyl flooring, newer appliances, new light fixtures. Section 8 Acceptable ****Security system included******

Cost to own

Mortgage calculator

Home Price

$1,050

Down Payment: 20%

$210

Interest Rate: 6.65%

Loan Term

Monthly Payment

Principal & Interest: $5

Property taxes (est.): $2

Insurance (est.): $1

Estimated Total Monthly

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$95,189	$75,968	—
2024	$95,375	$69,062	—
2023	$90,699	$62,784	—
2022	$66,830	$57,077	—
2021	$61,435	$51,889	—
2020	$68,519	$47,172	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.