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Pending

Pending·25 days on market

3316 Willowleaf Lane

Green Cove Springs, FL 32043

$419,990$183/sqftEst. $2,235/moMLS# 2151585

Beds

Baths

2,289

Sq Ft

2026

Built

Garage

Pool

About this home

Green Cove Springs

This stunning 2,289 square foot residence is the epitome of thoughtful design and practical luxury, offering a perfect blend of space, style, and functionality. As you step into the Edison II, you'll immediately appreciate its clever layout. The home boasts four bedrooms, including an upstairs bonus room, three full bathrooms, and a main floor study, providing flexibility for families of all sizes and lifestyles. Whether you need a quiet workspace, a children's play area, or a private theater, the Edison II adapts effortlessly to your needs. The kitchen showcases a gas cooktop for the culinary enthusiast, an eat-in island perfect for casual meals or homework sessions.

Cost to own

Mortgage calculator

Home Price

$419,990

Down Payment: 20%

$83,998

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,121

Principal & Interest: $2,121

Est. Taxes & Insurance: $530

Estimated Total Monthly

$2,652

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,235

Property taxesest. at asking price, Clay County$644

HOAbilled annually$13

Estimated total, before insurance$2,891/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$65,000	$65,000	—
2024	$65,000	$65,000	—

2025 property taxes (current owner): $4,673/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$419,990

Price / Sq Ft$183

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,289

Total Structure Area2,864 sq ft

Acres0.15 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryLake Asbury

MiddleLake Asbury

HighClay

Community Information

Address3316 Willowleaf Lane, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionHyland Trail

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size6,534 sq ft

Lot Dimensions50x140

Parcel Number15052500933800714

ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Dog Park, Jogging Path, Park, Playground

UtilitiesCable Available, Electricity Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms

AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Gas Range

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level

SecuritySmoke Detector(s)