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Active

Active·23 days on market

9 Mount Vernon Lane

Palm Coast, FL 32164

$499,900$226/sqftEst. $2,661/moMLS# 2150664

Beds

Baths

2,215

Sq Ft

1996

Built

Palm Coast

About this home

*** SIGNIFICANT PRICE REDUCTION * Owner must sell due to health concerns. *** ($Totally Remastered Pool Home on a Private ½-Acre Homesite in the Exclusive Arlington Community of Pine Lakes! Welcome to this beautifully updated pool home offering the perfect blend of luxury, privacy, and space. Nestled on a professionally landscaped ½-acre lot, this impressive residence features a highly desirable floor plan with the private primary suite on the first floor, while three additional bedrooms and an open loft are located upstairs, creating the perfect separation for family or guests. The spacious loft overlooks the soaring entryway and main living area, enhancing the home's open and airy design. Throughout the home, you'll find scraped ceilings with modern knockdown texture, elegant arched windows that flood the interior with natural light, and numerous quality upgrades.

Cost to own

Mortgage calculator

Home Price

$499,900

Down Payment: 20%

$99,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,661

Principal & Interest: $2,661

Est. Taxes & Insurance: $665

Estimated Total Monthly

$3,326

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,661

HOAbilled monthly$138

Estimated total, before insurance$2,799/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 15, 2026Listed$499,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,900

Price / Sq Ft$226

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,215

Year Built1996

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontNo

Direction FacesNorth

School Information

ElementaryWadsworth

MiddleBuddy Taylor

HighFlagler Palm Coast

Community Information

Address9 Mount Vernon Lane, Palm Coast, FL 32164

Area601-Flagler County-North Central

SubdivisionPine Lakes

CityPalm Coast

CountyFlagler

StateFL

Zip Code32164

Parcel Number07-11-31-0325-00000-0100

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate, Tile

# of Stories2

LevelsTwo

LaundryIn Unit